Frequently Asked Questions

Have Questions? We’re here to help.

If you found out about CaringWays® through your provider, your provider should have their own unique code to start a campaign. (A provider code also comes with additional campaigns benefits.) If you do not have a code from a provider, use CwAJsCVc to start a campaign.

If you think your provider is a CaringWays® partner and you cannot find your code, please call (888) 276-4997 or email for help.

Your funds will either be paid directly to a provider or loaded onto a CareCard for use on medical expenses.

Absolutely! Our CareChampion registration process makes it easy to create a campaign for others. The only info you need to get started is their name and email.

The only information you need to get started is their name and email address.
If you do not have a provider code, we have a general code to create a CareCard-connected campaign: CwAJsCVc. However, if you think your provider partners with us, it is best to try and find your provider’s code as there may be discounts connected to the code.

If you cannot find your code, please call (888) 276-4997 or email

Once the patient completes registration, it typically takes ten days for them to receive the code to activate the card. Once they receive their card and complete its activation, funds will be loaded and the balance will be updated daily.
CareCard is a debit card that functions much like a Health Savings Account (HSA). Funds are preloaded onto it and can only be spent on certain approved expenses.

With the CareCard, donations can be loaded onto a debit card that can help the patient with services such as:

Medical Service Providers

  • Ambulance Services
  • Prosthetic Devices
  • Doctors and Physicians
  • Dentists and Orthodontists
  • Osteopaths
  • Chiropractors
  • Optometrists and Ophthalmologists
  • Podiatrists and Chiropodists
  • Nursing and Personal Care Facilities
  • Hospitals

Drug Stores and Pharmacies

  • Prescriptions and OTC Support

Transportation Services

  • Local/Suburban Commuter Passenger Transportation – Railroads,
  • Ferries, Local Water TransportationPassenger Railways
  • Taxicabs and Limousines
  • Bus Lines
  • Service Stations
  • Automated Fuel Dispensers
  • Electric Vehicle Charging
  • Parking Lots, Parking Meters, and Garages

Food Services

  • Discount Stores
  • Variety Stores
  • Grocery Stores
  • Restaurants

Home-Based Services

  • Landscaping
  • Exterminating and Disinfecting Services
  • Cleaning, Maintenance, Janitorial Services
  • Employment Agencies, Temporary Help Services
CaringWays® increases trust by either paying providers directly for medical needs through campaign funds or by distributing funds through our CareCard. Similar to a pre-funded debit card or Health Savings Account (HSA), in that it restricts which merchants accept the card. CaringWays® is also designed specifically for medical security and is HIPAA compliant.
CaringWays®, Inc. is a for-profit entity. We have a sister tax-exempt public charity called The CaringWays® Foundation. The mission of our nonprofit is to provide support to patients in financial need through matching funds and education while providing a tax benefit to donors who qualify.
It depends on the partnership model deployed through the sponsor organization.

  • The Integrated Provider model enables patients of a hospital or health system to raise funds to specifically cover the cost of medical services provided or billed by that provider. The provider pays a contingency fee to CaringWays®, thus allowing the full value of the funds raised by the patient to go to cover medical costs.
  • The CareCard model loads donations onto a CareCard minus a 5% administrative fee associated with the card program.

Typically, individuals can give $15,000 per year to any individual without having to file a gift tax return. The gift is generally not taxable for the recipient. We advise hospitals, patients, and donors to consult with their tax advisor regarding potential tax liability or deductibility of funds raised and donations made. We are not in a position to determine the tax status of any entity.